This would cover the health insurance premiums for my family. Something I would not have to pay for if I were a full-time teacher. However, if I were a full-time teacher, I would not have the time to make videos which educate the world for free. Here is where the number comes from. Because I am 40% of a full time teacher, my family has to pay for the remaining 60% of the health insurance premiums. During 2021 we paid $19,702.28 for our health insurance premiums. Monthly that works out to be $1,641.86. To be clear, my family does have health insurance, however, it is only because we pay out of pocket for it, something we would not have to do if I were a full-time teacher.