Daniel Tay

is creating a financially free community.

Select a membership level

Show Your Support
€2
per month
Haven't got much but still want to help? Thanks. Really.

Every little bit helps.

When we reach our first goal of €200 a month, you'll get to join a special patrons-only WhatsApp group where you can get to know other patrons, discuss ideas, and give feedback for this community we're building together.
  • General Support
  • Patrons-only WhatsApp group
Learn by Reading
€4
per month
Now we're talking. This tier gives you access to the contents of the book "Free by Forty" via the posts. You'll get to start your learning journey here.

When we reach our first goal of €200 a month, you'll get to join a special patrons-only WhatsApp group where you can get to know other patrons, discuss ideas, and give feedback for this community we're building together.
  • General Support
  • Access to book contents in posts
  • Patrons-only WhatsApp group
Learn by Asking
€8
per month
He who asks a question is a fool for five minutes. He who does not ask a question remains a fool forever. In addition to all the benefits of the previous tier, being a patron of this level allows you to ask me money-related questions which I will answer in a monthly Q&A session.

When we reach our first goal of €200 a month, you'll get to join a special patrons-only WhatsApp group where you can get to know other patrons, discuss ideas, and give feedback for this community we're building together.
  • Q&A
  • General Support
  • Access to book contents in posts
  • Patrons-only WhatsApp group

7

patrons

$29

per month

About

Hello. I'm Daniel Tay. I'm a freegan.

I reached financial freedom at the age of 40 through a lifestyle known as freeganism. This means using very little money by retrieving things that other people don't want, and reusing and repurposing them for my own needs and wants. It also means rejecting excessive consumerism, with a focus on experiences instead of material things.

After a business failure and marriage breakdown, I stopped work for 3 years. During this time, I co-founded a couple of communities. One is Freegan in Singapore, the other is SG Food Rescue. Both applied principles of freeganism and shared the benefits of this lifestyle with thousands of people in Singapore.

During these 3 years, I appeared in the local and regional media no less than 50 times. I also gave two TEDx talks, one on freeganism and another on food waste. And I raised the issue of food waste all the way up to Parliament.

I came to a realisation from all these experiences. I learned that if you don't know what you want to be, other people will turn you into what they want you to be. I've been hailed as a hero, an environmentalist, an activist, an advocate, a community builder, a leader, and many more. But I never really identified with these labels.

What I am is a writer and storyteller.

I've authored 3 books previously, and I'm currently working on my fourth. This book titled "Free by Forty" is a freegan's guide to financial freedom. It condenses everything I've learned about money from my previous career as a fee-based financial planner together with my experiences as a freegan.

So why do I need Patreon?

I've got this idea to show people how I reached financial freedom, and how they can take steps towards it for themselves, regardless of their income level or situation. The "Free by Forty" book is just one part of it, because I know that you can read all the books you want, but if you don't apply what you learn to make changes to your life, then you're not going anywhere different than before.

This idea involves having focus groups where we share our savings challenges, and become accountable to each other, helping each other in the community to become better savers. Because it doesn't matter how high your income is, what matters is how much of it you save.

Finding out that 2 out of 3 people in Singapore cannot afford to stop working for 6 months helped me realise that there are a lot of people out there who can use help getting their finances in order. If you can't do that, how are you going to reach financial freedom before everyone else? It all starts with building good savings habits, and surrounding yourself with like-minded people.

You also need to invest. There's so many ways to invest, how do you find a way that works for you without having to look at your investments every day? The book will cover these topics, and I do want to take it further in future with an exclusive group of patrons. But we need to get the foundations right first. We must learn to walk before we learn to run, and only after that, can we learn to fly.

Why do we do this?

We do this because we recognise that we don't need to spend the best years of our life working hard to earn money to buy things that we don't need or to impress people we don't like. We don't need to waste time and money on all these, only to reach retirement age without much energy left to do all the things we wish we had time for.

We do this to free ourselves from the burden of modern work, to reduce our dependence on money, so that we can focus on the more important things in life, such as spending time with family, learning about different cultures, helping others, living our life with purpose, and creating our own meaning in life.

So in essence, what I'm trying to give you is a way to buy time for yourself, time away from having to work, and choosing to work only because it brings you joy.

What do I want?

Being financially free means that I have enough to not have to work again for the rest of my life if I don't feel like it. But having enjoyed 3 years of not working taught me one thing about myself: I really enjoy trying new experiences and writing about them.

While I have enough for my own needs, I would really like to do more of the things I mentioned above, which is to help more people, and to tell more stories.

This requires money. Some, but not too much.

Here are a list of things that I would like to achieve in the near future:

  • Finish writing my book "Free by Forty" by end 2020
  • Start a focus group to help people to be accountable in saving money
  • Help people to apply the principles in my book to reach financial freedom
  • Go for 2-year road trip to gain experiences while doing the above

How will your patronage help?

For one thing, it will tell me that you see value in what I'm doing and you want to be part of this community of people doing things differently from others.

If I can earn a SGD$1000 a month (630 EUR), it will be able to fund this lifestyle indefinitely. And ultimately, you as patron will be the beneficiary of my work, because you and all my other patrons will be coming along this journey towards financial freedom, and what to do with that freedom.

Why SGD $1000/mth (632 EUR) specifically?

I've worked out that's the amount I would need to fund this lifestyle on the road. I'll be getting a van and living in it. I'll be rescuing food so as to reduce my food expenses to zero. All I'll need is money for petrol and repairs, gas for cooking, water for drinking, and internet connectivity to keep doing what I do for you.

Anything more than that will be a bonus.

So what do you get?

Show Your Support
In this basic tier, you get to show your support for this cause. When we reach €200 a month in support in total, you'll get to join a patron-only WhatsApp group where you can give feedback and share ideas with the rest of the community.

Learn by Reading
In this fundamental learning tier, you get access to the contents of my book "Free by Forty" via this platform. You'll also gain access to our community WhatsApp group once we reach €200 a month in total.

Learn by Asking
In addition to the previous level, I will do a monthly Q&A answering your questions and comments on sections of the book that have been published on this platform.

Learn by Doing
In addition to the previous level, you get to be part of an exclusive monthly saving money focus group to get you on your way towards financial freedom. This will be launched after the first section of the book on saving money has been published on this platform, because you need to read that in order to know what you're getting into.

Want to contribute more than €16 a month? Cool. I'll be adding some stuff that will be exclusive for people who contribute at higher levels -- Learn by Investing, Learn by Teaching. But I want to get the foundations right first.

Enough! 
Yeah, let's get started.
Goals
€29 of €200 per month
When we hit this target, I will create a WhatsApp group for all my patrons where you can share ideas and give feedback.

I will reveal the next goal and tier after we reach this.
1 of 1
By becoming a patron, you'll instantly unlock access to 8 exclusive posts
8
Writings
By becoming a patron, you'll instantly unlock access to 8 exclusive posts
8
Writings

Recent posts by Daniel Tay

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