[L]everage 3.3: "Being in debt" (rough notes, early draft)

From the mind-control cult conspiracy cooking, chapter [L]everage, recipe [L]3, from a portion of ingredient [L]3.3: "Being in debt".

Note: this is a parallax article from my now-ancient "4 Anchors" post originally from the 1990s and rewritten in the 2000s.

Objectification sets the price on both sides

It is very important to understand that objectification in relationship markets sets the price on both sides of the relationship.  When it comes to an employer-employee relationship, the employee is "paid a wage", for example, but the employer is "paying time" in some way to deal with the employee, even if they're way down the chain of command.  Paying an employee "more money" is the employer equivalent of "lowering their own price" (value).

The yellow pill mindset does not look at any financial transaction as only money going in one direction and product/service going in the other.  Markets don't work like that.  Markets work when value changes hands, and if you pay someone less, you're actually causing them to pay you more for the interaction.  That is how markets work.

Debt valuation in objectification

Watching your social media contacts complain about debt (or share media links or third party memes promoting why debt is immoral) should inform you that they are low value individuals.  When it comes to objectification of individuals, their known debt levels should tell you if you can value them less than they value you (or vice versa).  Masking your debt is one of the most important aspects of how others objectify you.

This is not only true on social media circuses, but also in the real world: if your employer or customers know you are in debt, they will know they can value you less even if your skill set is high.

Using a person's debt against them

Those in debt often believe that their debt should equate to demanding a higher salary, when the opposite is true.  If you know a person needs something you have (a job, for example), and they would be in worse shape without whatever it is you are offering them, you can actually price your service higher.  If you are providing a job, you can pay them less for their time because they need you more than you need them.

Paying someone a lower wage is the equivalent to charging them more money for your time.

If you know a person is prone to getting into debt, you can also charge them a higher actual price for your goods or service because if they're desperate enough in wanting or needing it, they're more likely to get a loan or put it on a credit card.

Raising the price in hopes they will put it on credit actually enhances how much they value a good or service.

Big ticket items

Never admit to having a  mortgage or an auto-loan, especially when it comes to your employer or customers.

Those who are familiar with the Low Reward Health Plan know that financial health actually comes after temporal health -- and having a mortgage or auto loan creates a temporal problem that many people ignore.

If you have a mortgage, you can not easily "escape" where you live.  At a minimum, most homes take at least 2 months to sell and pack-up and close a sale on.  At a minimum.  I believe the true average is closer to 6 months, with some going 4x as long.  Your employer knows he has a "captive wage-earning consumer" in you if they know you have a mortgage.  Your future employer also knows you aren't as easily able to look for jobs outside a certain driving distance of your current mortgaged home.

Big ticket items should never be admitted to, if they are being paid down due to incurring debt.

Debts that don't go away

One of the big complaints is over student loans and how graduates "deserve" either to have the loans zeroed or they "deserve" to get better pay.  In reality, a college degree MIGHT earn someone a higher salary, but the knowledge that they are in debt generally means they'll get a lower salary.

Informing a potential partner in any market that one is in debt that can not be cleared in bankruptcy is giving them desperate-consumer information.  You don't go to a car dealer bragging that you have millions of dollars under your mattress -- and you don't go to an employer and admit how desperate you are for the job because you have debt that can't be vanished in bankruptcy court.

Hiding debts of any size is a better negotiating point, just like not informing potential trade partners of your ceiling price you'd be willing to pay is a smarter negotiating point.

Hidden "debts"

One of the most nefarious "debts" that many people don't realize are being used against them is the debt of having children.  Debt in this case means "a future cost to be paid for choices made today."  If you want to change employers, can you change the schools your kids go to?  If you are negotiating a salary with someone, do you know if they have kids and how many years those kids have invested in friends and sense of community?

Others having kids is a hidden debt that a yellow pill minded individual will maximize when they have that information.  Asking such questions during negotiations as a "display of friendliness and interest" is of massive importance.

Mindset Notes

A blue pill thinking person will feel pity or sympathy for the debt-holder, possibly because they're also in debt.  Misery loves company.  

A red pill thinking person will either totally devalue the consumer by ending the relationship, or they will put themselves too high above them in valuation and lose the sale.  Assuming one is better than another means nothing if it's all imagination.

Yellow pill thinkers will set the price higher knowing that debt-holders overpay for everything, but not so high than the sale is lost.  In terms of hiring others, a yellow piller will lower the wage knowing the job-hunter is desperate, but not make the wage so low than the job-hunter looks elsewhere.

(more to come)

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