Debt Demons
 
I posted this on Twitter the other night, and wanted to put it up here as well in the hope can reach and potentially help others. Now and again I think about chatting about this, but I think the time has come: Folks, private colleges in the US are a crazy beast I wish I understood better years ago. 

I graduated from USC for film and television with a degree in the Cinematic Arts: Production. While I appreciated the education, the amount of debt I took on was horrific, and younger me really didn’t understand what I was getting into. I was reassured I would get 50k-100k year jobs right out of college, it would all be great!  

That is.... unfortunately far from reality, and while I found work quickly, I was truly horrified that the school made alumni pay additional fees to access their job board. In addition, I got calls throughout the year from the school asking for donations. For a new grad still struggling to find my feet and horrifically burdened by financial obligations and student loan debt, this felt all-sorts of backwards for me and was tremendously disappointing. :/ 

While I can't go back in time, I just hope other potential applicants to this and other schools can dig deeper into student loans before putting themselves under a rock of debt for 30 years like I did. Ask questions like “What will the total cost be over the life of the loan?” “What will my monthly payments look like?” Etc.  

Seek financial advice from third parties and assume when you step out of college that you might only be working minimum wage or similar. Evaluate if the debt burden might be bigger than advisable.  Above all: do your research so you aren’t laid bare by debt and crippling compounding interest. Keep moving forward, but not at the cost of unwittingly shackling yourself.  

I could write a dozen or more blog posts about student loan debt, medical debt, credit card debt, and more. It makes me want to scream into a pillow to know it has and will undoubtedly happen to other young people. :( 

Tier Benefits
Pledge $0 or more per month
Everyone
Pledge $0.01 or more per month
Patrons Only
The Tea Tip Tier
$1 or more per month

Every dollar helps! Thank you for supporting me to do what I do!
Includes Discord rewards
The Harmonized Hummingbird Tier
$2 or more per month
Step behind the scenes and connect with me on Patreon!
 
  • Access to backers-only content on Patreon, including works in progress, walkthroughs, and more!
  • Access to basic video content
Includes Discord rewards
The Grinning Gryphon Tier
$5 or more per month
Join me in a deeper look into my process, materials, and enjoy a digital heaping of regular content and perks!

 

  • Access to backers-only content on Patreon, including works in progress, walkthroughs, and more!
  • Access to advanced video content, including longer walkthroughs and detailed material information 
  • First dibs on new art for sale
  • High resolution downloads of new art
  • Early access to open commission slots
  • The option to be a Beta Reader for my upcoming stories and novels
Includes Discord rewards
The Tenacious Tiger Tier
$25 or more per month
Thank you so much for supporting my art enough to crave a bit of regular physical goods in the mail, featuring some of my latest art!

 

  • Access to backers-only content on Patreon, including works in progress, walkthroughs, and more!
  • First dibs on new art for sale
  • High resolution downloads of new art
  • Early access to open commission slots
  • Access to advanced video content, including walk-throughs and material information 
  • The option to be a Beta Reader for my upcoming stories and novels
  • 10% off any existing art or commissions
  • Monthly Critique: At this tier of support, you are welcome to send me a piece of art as often as once a month which I will provide a detailed critique for.
  • Bi-Monthly package of goodies featuring my art and designs, including items such as:
    • Signed prints, resin castings, charms, totes, notebooks,  mugs, zipper pouches, pins, bookmarks, stickers, magnets, mousepads, and more. 
    • A handwritten card
    • Shipping is included only for the USA, please. If you would like me to ship internationally, please email me so we can look into postage options and rates for your country.
Includes Discord rewards
The Wandering Werewolf Tier
$65 or more per month
Thank you so much for supporting my art enough to crave some of it for your own! This tier includes the bonus of a monthly "surprise grab-bag" package of art from me!

 

  • Access to backers-only content on Patreon, including works in progress, walkthroughs, and more!
  • First dibs on new art for sale
  • High resolution downloads of new art
  • Early access to open commission slots
  • Access to advanced video content, including walk-throughs and material information 
  • The option to be a Beta Reader for my upcoming stories and novels
  • 15% off any existing art or commissions
  • Weekly Critique: At this tier of support, you are welcome to send me a piece of art as often as once a week which I will provide a detailed critique for.
  • Bi-Monthly package including original art AND goodies!
    • Will contain at least one of the following: an original sketch, a tiny sculpture, ACEO art (original art on a 2.5" x 3.5" card), a small painting, etc.
    • A handwritten card
    • May contain additional goodies such as: signed prints, resin castings, charms, totes, notebooks,  mugs, zipper pouches, pins, bookmarks, stickers, magnets, mousepads, and more. 
    • Shipping is included only for the USA, please. If you would like me to ship internationally, please email me so we can look into postage options and rates for your country.
Includes Discord rewards
Recent Posts