Health Savings Accounts are a Bad Excuse
Person: "I can't afford monthly healthcare payments" GOP: "Just use a health savings account." Person: "How does that help?" GOP: "Lazy!" Health Savings Accounts (HSAs) are essentially the reason "High Deductible Health Plans" (HDHPs) are "normal." HSAs were created in Bush 2-era "reform" called the Medicare Prescription Drug, Improvement, and Modernization Act.
ESSAY: HSAs are nothing but a Bad Excuse
An HSA does absolutely nothing for someone without money. Meaning poor people are automatically at a disadvantage — obviously — and if one considers how marginalized groups have to overcome more things to escape poverty, they are at more of a disadvantage.