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Ethnic Homogeneity in RPGs (Or, Why So Many Burly, White Adventurers?)

We have this weird, knee-jerk reaction in fantasy RPGs that if we're in a "fantasy European" setting, that we won't accept other ethnicities as "belonging" in the area. Whether a character is a wandering adventurer, an immigrant, or the child of immigrants, we're more likely to raise a stink over someone whose skin tone is different than we are someone playing a tusked boar-man.

Why is that?